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How to Get a Surety Bond in Washington State
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Determine the type of bond you need
To determine which surety bond you need in Washington State, you should consider the specific requirements for your profession or situation. There are three main types of surety bonds in Washington State:
- License and Permit Bonds: These are required for many professions to operate legally, such as contractors, motor vehicle dealers, and mortgage brokers. You are required to produce one of these bonds as part of the process of obtaining an auto dealer license or contractor license in Washington.
- Contract Bonds: These are required for public construction projects and are typically required by cities or municipalities rather than the state. Contract bonds may include bid bonds, performance bonds, and payment bonds.
- Court Bonds: These may be required by the courts for various purposes, such as appealing a court decision, becoming a legal guardian of a minor, or operating as a fiduciary of an estate.
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Apply for a surety bond
You will need to fill out an application form, which you can do here. The application will require you to provide simple personal and financial details, as well as information about the bond you need. You will then receive your surety bond quote, together with additional information on how to complete the process of obtaining your surety bond.
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Pay for the bond
The last step is accepting the quote and paying for the bond premium. Once this is done, we’ll send you your surety bond by email.
Find Your Surety Bond
| Washington Agricultural Dealer Bond | Department of Agriculture | Olympia | Apply |
| Washington Appraisal Management Bond | Business & Professions Division | Olympia | Apply |
| Washington Appraisal Management Company Bond | Washington Dept of Licensing - Business & Professional Division | Olympia | Apply |
| Washington Auction Company Bond | WA State Dept of Licensing- Auctioneer Section | Olympia | Apply |
| Washington Auctioneer/Auction Company Bond | State of Washington | Seattle | Apply |
| Washington Bail Bond Agency/Branch Office | Washington State Department of Licensing | Olympia | Apply |
How Much Do Washington Surety Bonds Cost?
Surety bonds generally cost 1-15% of the required bond amount. Costs vary significantly depending on the bond amount you need and your rate (which is the percentage of the full bond amount you must pay). You can get an instant estimate by using our bond premium calculator, or apply online to get a firm surety bond quote.
Can You Get Surety Bonds in Washington with Bad Credit?
It’s possible to get surety bonds with bad credit, but it will depend on the bond type you need and how severe your credit issues are. You can get approved for most license and permit bonds with bad credit. However, it is more difficult to get contract bonds with credit issues.
Frequently Asked Questions
Yes. Due to the large volume of bonds written, we provide the lowest rates possible. Apply on our website and receive an online approval instantly.
You need to contact the surety company's claims department and present proof that the claim is false.