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Getting a Surety Bond in Virginia
There are three surety bond types that can be required of you:
- License bonds needed for many professions such as auto dealers and contractors to operate legally.
- Contract bonds for public construction projects.
- Court bonds required by the courts for various purposes.
It’s important you understand how surety bonds work and that you're responsible to pay claims in full (including legal costs).
Find Your Surety Bond
| Virginia (City of Newport News, VA) Pawnbroker Bond | City of Newport News, Virginia | Newport News | Apply |
| Virginia (City of Staunton) Pawn Broker Bond | City of Staunton | Staunton | Apply |
| Virginia Admissions Tax Bond | City of Virginia Beach | Virginia Beach | Apply |
| Virginia Airlines Reporting Corporation Bond | Airlines Reporting Corporation | Arlington | Apply |
| Virginia Appraisal Management Company Bond | Virginia Real Estate Board | Richmond | Apply |
| Virginia Boxing and Wrestling Event Bond | Dept of Professional and Occupational Regulation | Richmond | Apply |
| Virginia City of Portsmouth Contractor License Bond | City of Portsmouth | Portsmouth | Apply |
| Virginia City of Staunton Bond | City of Staunton | Staunton | Apply |
| Virginia City of Virginia Beach Admissions Tax Bond | City of Virginia Beach | Virginia Beach | Apply |
| Virginia Contractor License - Williams County, VA Bond | Department of Public Works | Prince William | Apply |
| Virginia Contractor License Performance & Payment (Local) Bond | Prince William County, Dept of Development Svcs, Building Development Div. | Prince William | Apply |
| Virginia County of Mecklenburg Precious Metals and Gems Dealer Bond | County of Mecklenburg | Boydton | Apply |
| Virginia Credit Service Business Bond | Dept of Agriculture & Consumer Services | Richmond | Apply |
| Virginia Dept. of Public Utilities, City of Richmond Utility Deposit Bond | Richmond Public Utilities | Richmond | Apply |
| Virginia Distillery Store Bond | Alcohol Control Board | Richmond | Apply |
| Virginia DoD Performance Bond | Federal Government - MSDDC - QA | Fort Eustis | Apply |
| Virginia DPOR Auctioneer Bond | Commonwealth of Virginia | Richmond | Apply |
| Virginia Driver Training School Bond | Department of Motor Vehicles | Richmond | Apply |
| Virginia Electric Services Bond | Dominion Virginia Power | Richmond | Apply |
| Virginia Extended Service Contract Provider/Obligor Bond | Vehicle Investment Protection, Inc. | Manassas | Apply |
| Virginia Extended Service Provider Bond | Department of Agriculture and Consumer Affairs | Richmond | Apply |
| Virginia Food & Beverage Tax Bond (City of Hampton) | City of Hampton | Hampton | Apply |
| Virginia Food Truck Vendor Bond | Prince William County Board of County Supervisors | Woodbridge | Apply |
| Virginia Franchisor's Bond | Division of Securities and Retail Franchising | Richmond | Apply |
| Virginia Health Club Bond | Dept of Agriculture and Consumer Services | Richmond | Apply |
| Virginia Health Spa Bond | Dept of Agriculture and Consumer Services | Richmond | Apply |
| Virginia Home Care Organization Bond | Department of Health | Richmond | Apply |
| Virginia Household Goods Carrier Bond | Commonwealth of Virginia | Richmond | Apply |
| Virginia In Lieu of Cash Deposit Bond | SWEPCO | Roanoke | Apply |
| Virginia International Brotherhood of Electrical Workers and Atlantic Coast Chapter, Richmon Division, National Electrical Contractors Association Bond | IBEW Local 666 | Highland Springs | Apply |
| Virginia Land Use Permit Bond | Commonwealth of Virginia Dept of Transportation | Fairfax | Apply |
| Virginia LICENSE BOND( Fairfax County) | Fairfax County, VA | Fairfax | Apply |
| Virginia Loan Company Bond | BUREAU OF FINANCIAL INSTITUTIONS | Richmond | Apply |
| Virginia Local Exchange Service Bond | State Corporation Commission | Richmond | Apply |
| Virginia Lottery Retailer Surety Bond | State Lottery Department | Richmond | Apply |
| Virginia Loudoun County Septic Tank Cleaner License Bond | LOUDOUN COUNTY HEALTH DEPARTMENT | Leesburg | Apply |
| Virginia Malt Beverage Manufacturer, Bottler or Wholesaler Bond | Department of Alcohol Beverage Control | Richmond | Apply |
| Virginia Meal Tax Bond | City of Portsmouth Commissioner of the Revenue | Portsmouth | Apply |
| Virginia Meal Tax Bond (City Of Norfolk) | City Of Norfolk | Norfolk | Apply |
| Virginia Meal Tax Bond (City of Portsmouth) | City of Portsmouth | Portsmouth | Apply |
| Virginia Money Order Sales and Money Transmission Bond | State Corporation Commission | Richmond | Apply |
| Virginia Mortgage Broker Bond | State Corporate Commision, Bureau of Financial Institutions | Richmond | Apply |
| Virginia Mortgage Lender Bond | Bureau of Financial Institutions | Richmond | Apply |
| Virginia Mortgage Loan Originator Bond | State Corp Commission | Richmond | Apply |
| Virginia Motor Vehicle Dealer Bond | Motor Vehicle Dealer Board | Richmond | Apply |
| Virginia Motor Vehicle Title Lender Bond | State Corporation Commission | Richmond | Apply |
| Virginia Motorcycle, Trailer or T&M Vehicle Dealer Bond | Department of Motor Vehicles | Richmond | Apply |
| Virginia Passenger Carrier/Broker Bond | Department of Motor Vehicles | Richmond | Apply |
| Virginia Pawnbrokers Bond | Town of Abingdon | Abingdon | Apply |
| Virginia Precious Metal & Gem Dealers Bond | Town of Adingdon | Abingdon | Apply |
| Virginia Precious Metal and Gem Dealer's Bond | The County of Amelia Virginia. | Amelia Court House | Apply |
| Virginia PRECIOUS METALS & GEM DEALER Bond | Loudoun County | Leesburg | Apply |
| Virginia Precious Metals Dealer Bond (County of Rockbridge, VA) | County of Rockbridge | Lexington | Apply |
| Virginia Precious Metals Dealer Bond (North Chesterfield County) | North Chesterfield County | Chesterfield | Apply |
| Virginia Precious Metals, Coins and Gems Dealer Bond | City of Hampton | Hampton | Apply |
| Virginia Private Security Services Bond | Commonwealth Of Virginia Dept of Criminal Justice | Richmond | Apply |
| Virginia Professional Fund Raiser Bond | Commonwealth of Virginia | Richmond | Apply |
| Virginia Professional Licenses (All Other) Bond | Caroline County Sheriff's Office Major Scott Moser | Bowling Green | Apply |
| Virginia Professional Solicitor Form 105 Bond | Dept of Agriculture & Consumer Affairs | Richmond | Apply |
| Virginia Secondhand Dealer Bond | Norfolk Police Department | Norfolk | Apply |
| Virginia Seller of Antique Coins Bond | Fredericksburg City | Fredericksburg | Apply |
| Virginia Special Conservator of the Peace Bond | VA Department of Criminal Justice Services | Richmond | Apply |
| Virginia State Council School Bond | State Council of Higher Education for Virginia | Richmond | Apply |
| Virginia Surplus Lines Insurance Broker Bond | Commonwealth of Virgina | Richmond | Apply |
| Virginia Tax Bond | Virginia Dept of Taxation | Stephens City | Apply |
| Virginia Title Insurance Settlement Agent Bond | Bureru of Insurance | Richmond | Apply |
| Virginia Travel Club Bond | VA Dept. of Agriculture and Consumer Svcs, Office | Richmond | Apply |
| Virginia Utility Deposit Bond | Dominion North Carolina Power | Richmond | Apply |
| Virginia Wholesale Wine Distributor Bond (Corporation Form) | Department of Alcohol Beverage | Richmond | Apply |
| Virginia Wholesale Wine Distributor's Bond (Individual or Partnership Form) | Department of Alcohol Beverage Control | Richmond | Apply |
| Freight Broker Bond (BMC-84) | FMCSA | N/A | Apply |
| Auto Dealer Bond (motor vehicle dealer bond) | Varies | Varies | Apply |
| Contractor License Bond | Varies | Varies | Apply |
| Mechanics Lien Bond | Varies | Varies | Apply |
| Customs Bond | CBP | N/A | Apply |
| Health Club Bond | Varies | Varies | Apply |
| Medicare/Medicaid Bond (DMEPOS) | Varies | Varies | Apply |
| Insurance Broker Bond | Varies | Varies | Apply |
| Public Adjuster Bond | Varies | Varies | Apply |
| Surplus Lines Broker Bond | Varies | Varies | Apply |
| Title Agency Bond | Varies | Varies | Apply |
| Mortgage Broker Bond | Varies | Varies | Apply |
| Mortgage Lender Bond | Varies | Varies | Apply |
| Vehicle Title Bond (bonded title) | Varies | Varies | Apply |
| Reclamation Bond | Varies | Varies | Apply |
| Alcohol/Liquor Bond | Varies | Varies | Apply |
| Brewers Bond | Varies | Varies | Apply |
| CPEO Bond (Certified Professional Employer Organization) | IRS | N/A | Apply |
| Collection Agency Bond | Varies | Varies | Apply |
| Fuel Tax Bond | Varies | Varies | Apply |
| Funeral Bond | Varies | Varies | Apply |
| Immigration Consultant Bond | Varies | Varies | Apply |
| Lottery Bond | Varies | Varies | Apply |
| Marijuana Surety Bond | Varies | Varies | Apply |
| Private School Bond | Varies | Varies | Apply |
| Process Server Bond | Varies | Varies | Apply |
| Public Official Bond | Varies | Varies | Apply |
| Money Transmitter Bond | Varies | Varies | Apply |
| Sales Tax Bond | Varies | Varies | Apply |
| Small Loan Companies Bond | Varies | Varies | Apply |
| Telemarketing Bond | Varies | Varies | Apply |
| Tobacco Bond | Varies | Varies | Apply |
| ARC Bond | ARC | N/A | Apply |
| Travel Agency Bond | Varies | Varies | Apply |
| Union Bond | Varies | Varies | Apply |
| Utility Bond | Varies | Varies | Apply |
| Business Service Bond (Fidelity Bond) | N/A | N/A | Apply |
| Employee Dishonesty Bond (Fidelity Bond) | N/A | N/A | Apply |
| Janitorial & Cleaning Bond (Fidelity Bond) | N/A | N/A | Apply |
| Financial Institution Bond (Fidelity Bond) | N/A | N/A | Apply |
| ERISA Bond | Employee Retirement Income Security Act | N/A | Apply |
| Bid Bond (Contract Bond) | Varies | N/A | Apply |
| Performance Bond (Contract Bond) | Varies | N/A | Apply |
| Payment Bond (Contract Bond) | Varies | N/A | Apply |
| Supply Bond (Contract Bond) | Varies | N/A | Apply |
| Maintenance Bond (Warranty Bond) | Varies | N/A | Apply |
| Subdivision Bond | Varies | N/A | Apply |
| Bankruptcy Trustee Bond (Court Bond) | Court Requirement | N/A | Apply |
| Fiduciary Bond (Probate Bond) | Court Requirement | N/A | Apply |
| Guardian Bond (Court Bond) | Court Requirement | N/A | Apply |
| Injunction Bond (Court Bond) | Court Requirement | N/A | Apply |
| Receiver Bond (Court Bond) | Court Requirement | N/A | Apply |
| Supersedeas Bond (Appeal Bond) | Court Requirement | N/A | Apply |
| Replevin Bond (Court Bond) | Court Requirement | N/A | Apply |
Getting License and Permit Bonds
Virginia requires license and permit bonds in order to obtain and file licenses/permits for many different professions. You can find the full list of license and permit bonds required by using our bond requirement search tool.
Getting Contract Bonds for Public Jobs
Contract bonds such as bid bonds and performance bonds are necessary to work on public construction projects. However, these are usually required by cities or municipalities as opposed to the state. You can learn more about what’s needed to get bonds for public construction projects.
Getting Virginia Court Bonds
Court bonds aren’t needed as often as the bonds mentioned above, but can be required by the courts if you need to appeal a court decision, become a legal guardian of a minor or operate as a fiduciary of an estate.
What Does a Virginia Surety Bond Cost?
Surety bonds generally cost 1-15% of the required bond amount. Surety bond costs vary drastically depending on the bond amount that you need and your rate (which is the percentage of the full bond amount you must pay). You can use our bond premium calculator to get an instant estimate, or apply online to get an exact quote.
Can You Get a Surety Bond in Virginia with Bad Credit?
It’s possible to get a surety bond with credit issues, but it will depend on the bond type you need and how severe your credit issues are. You can get approved for most license and permit bonds regardless of your credit condition. However, it’s harder to get approved for contract bonds with bad credit. You may be able to get approved for contract bonds with minor credit problems (you’ll likely be limited to smaller projects). Unfortunately, it’s almost impossible to get contract bonds with severe credit issues such as civil judgments or large collections. Remember, you’re responsible to pay bond claims, which makes finding a bond company that will defend you from claims priceless. You can also read the most frequently asked surety bond related questions.
Frequently Asked Questions
Apply, get approved online, submit the indemnity agreement, and pay for the bond online. Then we will ship the original bond to you using your preferred method of shipping.
Yes. We have exclusive programs that allow us to write these bonds, even if you have credit issues. You can apply and get a quote instantly.
Yes. Due to the large volume of bonds written, we provide the lowest rates possible. Apply on our website and receive an online approval instantly.
You need to contact the surety company's claims department and present proof that the claim is false.
No, many do not. You can view our full list of state bond requirements. It is also wise to contact your state directly to determine any requirements youm ust meet.