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Which New York State Bond Do You Need? Types and Requirements
There are three types of New York surety bonding that can be required of you:
- License and permit bonds needed for many professions such as contractors and auto dealers to operate legally.
- Contractor bonds for public construction projects.
- Court bonds required by the courts for various purposes.
It’s important you understand how surety bonds work and that you're responsible to pay claims in full, which makes it important that you find a bond company that will defend you from claims.
Find Your Surety Bond
| New York (City of New Rochelle) Door to Door Vendor Bond | City of Rochelle, NY | New Rochelle | Apply |
| New York (PSEGLI) Utility Payment Bond | Public Service Enterprise Group Long Island (PSEGL | Melville | Apply |
| New York Adjusters Bond | NY Insurance Department - Licensing Bureau | Albany | Apply |
| New York Ambulette Bond | Office of the Medicaid Inspector General | Albany | Apply |
| New York Annual Bond (for Professional Fund Raisers) | New York State Department of Law | Albany | Apply |
| New York Appearance Enhancement Business Bond | Secretary of State | Albany | Apply |
| New York Automobile Brokers Bond | Department of State | Albany | Apply |
| New York Base Station Bond (Westchester County Taxi & Limo Commission) | Westchester County Taxi & Limo Commission | White Plains | Apply |
| New York Benefit Contribution & Wage Payment Bond | Electrical Industry Board | HAUPPAUGE | Apply |
| New York Bestpass, Inc. Bond | BESTPASS, INC. | Albany | Apply |
| New York Bond of Distributor of Automotive Fuel | NY State Dept of Taxation and Finance | Albany | Apply |
| New York Boxing and Sparring Exhibitions Bond | State Athletic Commission | New York | Apply |
| New York Boxing, Sparring, and Wrestling Match Permit Bond | State Athletic Commission | New York | Apply |
| New York Collection Agency Bond (New York City) | NYC Department of Consumer Affairs | New York | Apply |
| New York Collection Agency Bond(City of Buffalo, NY) | Office of Licenses | Buffalo | Apply |
| New York County of Putnam Electrical Contractor License Bond | County of Putnam | Carmel | Apply |
| New York DCA Licensing Center Debt Collection Agency Bond | NYC - DCA Licensing Center | New York | Apply |
| New York Employment Agency Bond | The People of the State of New York | New York | Apply |
| New York Executive Law Article 21-B Bond | New York State Deaprtment of State | New York | Apply |
| New York Farm Products Dealer Bond | Dept of Agriculture and markets | Albany | Apply |
| New York FHA Mortgage Loan Correspondent Bond | Superintendent of Banks | New York | Apply |
| New York For Hire Vehicle Bond | City of New York Taxi & Limousine Commission | New York | Apply |
| New York Fringe Benefits Bond (Local #200) | Plumbers Local No. 200 | Ronkonkoma | Apply |
| New York Fringe Benefits Only Bond | Sheet Metal Intl #28 | Mineola | Apply |
| New York Games of Chance Bond | NYS Department of State | Albany | Apply |
| New York General Contractor Bond | Department of Consumer Affairs | New York | Apply |
| New York Health Club Bond | Division of Licensing Services | Albany | Apply |
| New York Home Improvement Bond | Suffolk County Dept. of Consumer Affairs | Hauppauge | Apply |
| New York Home Improvement Contractor Bond (Putnam County, NY) | Putnam County-Dept of Consumer Affairs | Carmel | Apply |
| New York Immigration Assistance Service Providers Bond | Department of Consumer Affairs | New York | Apply |
| New York International Union of Painters Bond | District Council 9 Local 1281 | New YorkNew York | Apply |
| New York IUEC Wage and Fringe Benefit Payment Bond | NY LOCAL 1 IUEC | Long Island City | Apply |
| New York Licensed Mortgage Banker Bond | NY Superintendent of Banks | Hauppauge | Apply |
| New York Local Union #9 Wage & Welfare Bond | TRUSTEE OF THE DISTRICT COUNCIL NO. 9 OF NEW YORK | New York | Apply |
| New York Long Island Lighting Company Utility Deposit Bond | Long Island Power Authority | Melville | Apply |
| New York Money Transmitter Bond | Department of Financial Services | New York | Apply |
| New York More Than One Location-Building Operations Permits Only Bond | City of New York | New York | Apply |
| New York Mortgage Loan Originator (Individual) Bond | New York Banking Department | New York | Apply |
| New York Motor Vehicle Dealer Bond | Department of Motor Vehicles | Albany | Apply |
| New York New York Alcoholic Beverage Control Bond | State Liquor Authority | Albany | Apply |
| New York NYC District Council of Carpenters Wage & Welfare Fringe Only Bond | The New York District Council of Carpenters | New York | Apply |
| New York Once Location Liability Bond | City of New York - DOT | New York | Apply |
| New York One Location Liability Bond | New York City DOT | New York | Apply |
| New York Originating Entity Bond | Superintendent of Banks | New York | Apply |
| New York Oversize and or Overweight Equipment Hauling Permit Bond | Department of Transportation, State of New York | Albany | Apply |
| New York Payment of Fringe Contributions Bond | SMWIA: Local Union No. 28 Funds and Plans | Mineola | Apply |
| New York Performance for Site Work Bond (City of Niagara Falls) | City of Niagara Falls | Niagara Falls | Apply |
| New York Plumber Bond (Westchester, NY) | County of Westchester | White Plains | Apply |
| New York Plumbers Wage and Welfare Bond (Local Union 1) | Plumbers Locan Union No.1 | Howard Beach | Apply |
| New York Plumbing & Heating Contractor Bond | Village of East Falls | Roslyn | Apply |
| New York Private Investigator Bond | Secretary of State | Albany | Apply |
| New York Process Server Individual Bond | Department of Consumer Affairs | New York | Apply |
| New York Process Serving Agency Bond | Department of Consumer Affairs | New York | Apply |
| New York Professional Employment Agency Bond | Department of Labor | Albany | Apply |
| New York Registered Mortgage Brokers Bond | Superintendent of Banks | New York | Apply |
| New York REGISTERED MORTGAGE LOAN SERVICERS Bond | Superintendent of Banks of the State of New York | New York | Apply |
| New York Retail Stores & Service Shop Bond | NYC Consumer Affairs Department | New York | Apply |
| New York Roofers Local #195 Bond | Roofers Local #195 | Cicero | Apply |
| New York SAG-AFTRA NY Talent Agency Bond | SAG-AFTRA | New York | Apply |
| New York SAG-AFTRA One Union Talent Agency Bond | SAG-AFTRA | New York | Apply |
| New York Second Hand Dealer Bond | Department of Consumer Affairs | New York | Apply |
| New York Second Hand Dealer General Bond | Department of Consumer Affairs | New York | Apply |
| New York Second Hand Vehicle Sales Bond | Town of Hempstead | Hempstead | Apply |
| New York Sheet Metal Workers International Assoc. Local Union No. 28 Bond | Sheet Metal Workers Int'l Assoc. Local 28 | New York | Apply |
| New York Sheet Metal Workers International/Local Union #28 Wage & Welfare Bond | Sheet Metal Workers International/Local Union #28 | Mineola | Apply |
| New York Solicitor Bond (Clarkstown, NY) | Town of Clarkstown | New City | Apply |
| New York State of New York Nursing Homes Bond | NYS DEPARTMENT OF HEALTH | Albany | Apply |
| New York Steamfitter's Industry Funds Bond | Steamfitters Local 638 | New York | Apply |
| New York Steamfitters' Industry Funds Construction Trades Bond | Local 638 Steamfitters Union | New York | Apply |
| New York Storage Warehouse Bond (New York City) | City Of New York, Department Of Consumer Affairs | New York | Apply |
| New York Street Opening Permit Bond | Mt. Vernon Building Department | Mount Vernon | Apply |
| New York Taxi Base Station Bond (County of West Chester) | Westchester County | White Plains | Apply |
| New York Telemarketing Bond | Department of State, Division of Licensing | Albany | Apply |
| New York Thruway Authority Bond | New York State Thruway Authority | Albany | Apply |
| New York Ticker Reseller Bond | Secretary of State | Albany | Apply |
| New York Ticket Reseller Bond | Secretary of State | Albany | Apply |
| New York Two to Fifty Locations Liability Permit Bond | City of New York/Commissioner of Transportation | New York | Apply |
| New York UA Local No. 22 Employee Benefit Funds Bond | UA Local No 22 Employee Benefits Funds | Orchard Park | Apply |
| New York United Plant and Production Workers Bond (Local 175) | Local 175 United Plant and Production Workers | Roslyn Heights | Apply |
| New York Utility Deposit Bond | NIAGARA MOHAWK POWER CORP dba NATIONAL GRID | Syracuse | Apply |
| New York Utility Payment (Surety) Bond | National Grid Credit & Collections Dept. | Syracuse | Apply |
| New York Wage & Welfare Fringe Only (NYC Council of Carpenters) Bond | The New York District Council of Carpenters | New York | Apply |
| New York Wage and Fringe Payment Bond (IBEW 236) | IBEW Local 236 Benefit Funds | Schenectady | Apply |
| New York Wage and Welfare Pension Bond (Local 7, 52) | Local Union 7 Title Setters & Finishers | Long Island City | Apply |
| New York Watch, Guard or Patrol Aency Bond | Secretary of State | Albany | Apply |
| New York Welfare, Pension, Annuity Payment Bond | IBEW Local Union 363 | Harriman | Apply |
| New York Welfare, Pension, Annuity, Job Training & Vacation/Sick Leave Trust Fund Bond | Local 282 Welfare Trust Fund | Lake Success | Apply |
| Freight Broker Bond (BMC-84) | FMCSA | N/A | Apply |
| Auto Dealer Bond (motor vehicle dealer bond) | Varies | Varies | Apply |
| Contractor License Bond | Varies | Varies | Apply |
| Mechanics Lien Bond | Varies | Varies | Apply |
| Customs Bond | CBP | N/A | Apply |
| Health Club Bond | Varies | Varies | Apply |
| Medicare/Medicaid Bond (DMEPOS) | Varies | Varies | Apply |
| Insurance Broker Bond | Varies | Varies | Apply |
| Public Adjuster Bond | Varies | Varies | Apply |
| Surplus Lines Broker Bond | Varies | Varies | Apply |
| Title Agency Bond | Varies | Varies | Apply |
| Mortgage Broker Bond | Varies | Varies | Apply |
| Mortgage Lender Bond | Varies | Varies | Apply |
| Vehicle Title Bond (bonded title) | Varies | Varies | Apply |
| Reclamation Bond | Varies | Varies | Apply |
| Alcohol/Liquor Bond | Varies | Varies | Apply |
| Brewers Bond | Varies | Varies | Apply |
| CPEO Bond (Certified Professional Employer Organization) | IRS | N/A | Apply |
| Collection Agency Bond | Varies | Varies | Apply |
| Fuel Tax Bond | Varies | Varies | Apply |
| Funeral Bond | Varies | Varies | Apply |
| Immigration Consultant Bond | Varies | Varies | Apply |
| Lottery Bond | Varies | Varies | Apply |
| Marijuana Surety Bond | Varies | Varies | Apply |
| Private School Bond | Varies | Varies | Apply |
| Process Server Bond | Varies | Varies | Apply |
| Public Official Bond | Varies | Varies | Apply |
| Money Transmitter Bond | Varies | Varies | Apply |
| Sales Tax Bond | Varies | Varies | Apply |
| Small Loan Companies Bond | Varies | Varies | Apply |
| Telemarketing Bond | Varies | Varies | Apply |
| Tobacco Bond | Varies | Varies | Apply |
| ARC Bond | ARC | N/A | Apply |
| Travel Agency Bond | Varies | Varies | Apply |
| Union Bond | Varies | Varies | Apply |
| Utility Bond | Varies | Varies | Apply |
| Business Service Bond (Fidelity Bond) | N/A | N/A | Apply |
| Employee Dishonesty Bond (Fidelity Bond) | N/A | N/A | Apply |
| Janitorial & Cleaning Bond (Fidelity Bond) | N/A | N/A | Apply |
| Financial Institution Bond (Fidelity Bond) | N/A | N/A | Apply |
| ERISA Bond | Employee Retirement Income Security Act | N/A | Apply |
| Bid Bond (Contract Bond) | Varies | N/A | Apply |
| Performance Bond (Contract Bond) | Varies | N/A | Apply |
| Payment Bond (Contract Bond) | Varies | N/A | Apply |
| Supply Bond (Contract Bond) | Varies | N/A | Apply |
| Maintenance Bond (Warranty Bond) | Varies | N/A | Apply |
| Subdivision Bond | Varies | N/A | Apply |
| Bankruptcy Trustee Bond (Court Bond) | Court Requirement | N/A | Apply |
| Fiduciary Bond (Probate Bond) | Court Requirement | N/A | Apply |
| Guardian Bond (Court Bond) | Court Requirement | N/A | Apply |
| Injunction Bond (Court Bond) | Court Requirement | N/A | Apply |
| Receiver Bond (Court Bond) | Court Requirement | N/A | Apply |
| Supersedeas Bond (Appeal Bond) | Court Requirement | N/A | Apply |
| Replevin Bond (Court Bond) | Court Requirement | N/A | Apply |
Getting License and Permit Bonds
New York requires license and permit bonds in order to get and file licenses/permits for many different professions. You can find the full list of license and permit bonds required by using our bond requirement search tool.
A commonly obtained license and permit bond is the street permit bond needed to close streets/sidewalks in NYC to perform work on them, which is required by the New York City Department of Transportation. Another license bond that’s frequently needed is the vehicle dealer bond required by the New York State Department of Motor Vehicles.
Getting Construction Bonds for Jobs
Construction bonds such as bid bonds and performance bonds are needed to work on public construction projects. However, these are usually required by cities or municipalities as opposed to the state. You can learn more about what’s needed to get surety bonds for construction projects.
Getting Court Bonds
Court bonds aren’t needed as often as the bonds mentioned above, but can be required by the courts if you need to appeal a court decision, become a legal guardian of a minor or operate as a fiduciary of an estate.
How Much Does a New York Surety Bond Cost?
Surety bonds generally cost 1-15% of the required bond amount. Costs vary significantly depending on the bond amount you need and your rate (which is the percentage of the full bond amount you must pay). You can get an instant estimate by using our bond premium calculator, or apply online to get a firm surety bond quote.
Can You Get Surety Bonding in New York with Bad Credit?
It’s possible to get surety bonds with bad credit, but it will depend on the bond type you need and how severe your credit issues are. You can get approved for most license and permit bonds with bad credit. However, it is more difficult to get contract bonds with credit issues. You can also read the most frequently asked surety bond related questions.
Frequently Asked Questions
Apply, get approved online, submit the indemnity agreement, and pay for the bond online. Then we will ship the original bond to you using your preferred method of shipping.
Yes. We have exclusive programs that allow us to write these bonds, even if you have credit issues. You can apply and get a quote instantly.
Yes. Due to the large volume of bonds written, we provide the lowest rates possible. Apply on our website and receive an online approval instantly.
You need to contact the surety company's claims department and present proof that the claim is false.
No, many do not. You can view our full list of state bond requirements. It is also wise to contact your state directly to determine any requirements youm ust meet.