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Which New York State Bond Do You Need? Types and Requirements
There are three types of New York surety bonding that can be required of you:
- License and permit bonds needed for many professions such as contractors and auto dealers to operate legally.
- Contractor bonds for public construction projects.
- Court bonds required by the courts for various purposes.
It’s important you understand how surety bonds work and that you're responsible to pay claims in full, which makes it important that you find a bond company that will defend you from claims.
Find Your Surety Bond
| New York (City of New Rochelle) Door to Door Vendor Bond | City of Rochelle, NY | New Rochelle | Apply |
| New York (PSEGLI) Utility Payment Bond | Public Service Enterprise Group Long Island (PSEGL | Melville | Apply |
| New York Adjusters Bond | NY Insurance Department - Licensing Bureau | Albany | Apply |
| New York Ambulette Bond | Office of the Medicaid Inspector General | Albany | Apply |
| New York Annual Bond (for Professional Fund Raisers) | New York State Department of Law | Albany | Apply |
| New York Appearance Enhancement Business Bond | Secretary of State | Albany | Apply |
Getting License and Permit Bonds
New York requires license and permit bonds in order to get and file licenses/permits for many different professions. You can find the full list of license and permit bonds required by using our bond requirement search tool.
A commonly obtained license and permit bond is the street permit bond needed to close streets/sidewalks in NYC to perform work on them, which is required by the New York City Department of Transportation. Another license bond that’s frequently needed is the vehicle dealer bond required by the New York State Department of Motor Vehicles.
Getting Construction Bonds for Jobs
Construction bonds such as bid bonds and performance bonds are needed to work on public construction projects. However, these are usually required by cities or municipalities as opposed to the state. You can learn more about what’s needed to get surety bonds for construction projects.
Getting Court Bonds
Court bonds aren’t needed as often as the bonds mentioned above, but can be required by the courts if you need to appeal a court decision, become a legal guardian of a minor or operate as a fiduciary of an estate.
How Much Does a New York Surety Bond Cost?
Surety bonds generally cost 1-15% of the required bond amount. Costs vary significantly depending on the bond amount you need and your rate (which is the percentage of the full bond amount you must pay). You can get an instant estimate by using our bond premium calculator, or apply online to get a firm surety bond quote.
Can You Get Surety Bonding in New York with Bad Credit?
It’s possible to get surety bonds with bad credit, but it will depend on the bond type you need and how severe your credit issues are. You can get approved for most license and permit bonds with bad credit. However, it is more difficult to get contract bonds with credit issues. You can also read the most frequently asked surety bond related questions.
Frequently Asked Questions
Apply, get approved online, submit the indemnity agreement, and pay for the bond online. Then we will ship the original bond to you using your preferred method of shipping.
Yes. We have exclusive programs that allow us to write these bonds, even if you have credit issues. You can apply and get a quote instantly.
Yes. Due to the large volume of bonds written, we provide the lowest rates possible. Apply on our website and receive an online approval instantly.
You need to contact the surety company's claims department and present proof that the claim is false.
No, many do not. You can view our full list of state bond requirements. It is also wise to contact your state directly to determine any requirements youm ust meet.