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How Much Does a Contractor License Bond Cost in Missouri?
A Missouri Contractor License Bond costs as little as $100. This bond is required to get a contractor license, and the cost heavily depends on two factors: the total bond amount needed and credit score.
- Total Bond Amount: This is also referred to as the penal sum, and you will typically only pay 1% - 10% of this amount to get bonded. For example, a $10,000 license bond would cost $100 - $1,000. Missouri has no statewide licensing requirement for contractors, only municipal requirements. And the total bond amount that each place requires varies.
- Credit Score: An individual's credit score is the main factor that determines the percentage of the bond they pay. This is also known as a bond rate or bond premium. See the chart below for examples.
|
Surety Bond Cost Based on Credit Score |
||||
|
Surety Bond |
Surety Bond Amount |
Over 700 |
Between 600 – 699 |
Below 599 |
|
City of Neosho Contractor Bond |
$10,000 |
$100 - $300 |
$300 - $500 |
$500 - $1,000 |
|
City of Charlack Contractor Bond |
$20,000 |
$200 - $600 |
$600 - $1,000 |
$1,000 - $2,000 |
|
Jefferson County Contractor License Bond |
$25,000 |
$250 - $750 |
$750 - $1,250 |
$1,250 - $2,500 |
How to Get a Contractor License Bond in Missouri
Find Your Bond Amount
The city or county licensing you sets the bond amount you need. It typically ranges from $1,000 - $25,000 for most contractor licenses in Missouri.
To find the bond amount you need, check the website of the city or county you are getting licensed with. This information can also commonly be found on contractor licensing applications.
2. Apply for Your Contractor License Bond
Use our online bond application to get an instant bond quote. Information that you will need on hand includes:
- Bond Amount Needed
- Obligee Name (Ex. Jasper County)
- Contact information
- Contractor License Number (if available)
After your application is processed, you will receive a bond quote in your email inbox. This usually only takes a few minutes. However, in some cases, it may take a bit longer.
3. Purchase Your Bond
To purchase your bond, log in to our website, fill out the forms, and pay your invoice. An electronic copy of your bond will be emailed, while the original will be sent via mail.
Please note that many cities and counties require the original bond for licensing applications.
Who Needs a Missouri Contractor License Bond?
The state of Missouri does not require contractors to be licensed or carry a license bond. However, many MO cities and counties do.
For example, one of our clients, Benjamin, is a plumber. He picked up a contract in Jefferson. Therefore, he was required to get a Plumbing Contractor License through the City of Jefferson. To get this, we had to issue him a $5,000 contractor license bond.
|
Surety Bond |
Penal Sum |
Cost |
|
$5,000 |
From $50 |
|
|
City of Arnold Plumber Drain Layer Bond |
$5,000 |
From $100 |
|
$20,000 |
From $200 |
|
|
$10,000 |
From $100 |
|
|
$5,000 - $10,000 |
From $100 |
|
|
$1,000 |
From $100 |
|
|
$5,000 |
From $100 |
|
|
$25,000 |
From $250 |
|
|
$10,000 |
From $100 |
|
|
$1,000 - $20,000 |
From $100 |
|
|
$1,000 - $5,000 |
From $100 |
|
|
$10,000 |
From $100 |
|
|
$10,000 |
From $100 |
|
|
$5,000 |
From $100 |
|
|
$2,000 - $5,000 |
From $100 |
|
|
$10,000 |
From $100 |
|
|
$10,000 - $20,000 |
From $100 |
|
|
$5,000 |
From $100 |
|
|
City of St. Louis Communications Contractor Bond |
$25,000 |
From $250 |
|
City of St. Louis Concrete Contractor Bond |
$1,000 |
From $100 |
|
City of St. Louis Electrical Contractor Bond |
$25,000 |
From $250 |
|
$10,000 |
From $100 |
|
|
$10,000 |
From $100 |
|
|
City of St. Louis Excavation Permit Bond |
$10,000 |
From $100 |
|
$10,000 |
From $100 |
|
|
$10,000 |
From $100 |
|
|
Metropolitan St. Louis Sewer District Drainlayer Bond |
$10,000 |
From $100 |
|
Taney County Regional Sewer District Contractor License Bond |
$5,000 |
From $100 |
|
$1,000 |
From $100 |
|
|
$1,000 |
From $100 |
Getting a Missouri Contractor License
The requirements for getting a contractor license in Missouri vary by city and county, as no statewide contractor license exists.
For example, to get a Plumbing Contractor License in the City of Jefferson, you need:
- A complete application.
- Work experience – 4 years of plumbing experience to get a Journeyman Plumbing License. 2 years as a Journeyman to get a Master Plumbing License.
- A valid certificate of insurance.
- Contractor License Bond – minimum amount of $5,000.
- Licensing Fee – varies by license classification.