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Which Surety Bonds in Maryland Do You Need?
There are three types of surety bonding in Maryland that can be required of you:
- License bonds needed for many professions such as auto dealers and contractors to operate legally.
- Contract bonds for public construction projects.
- Court bonds required by the courts for various purposes.
It’s vital you understand how surety bonds work and that you're responsible to pay claims in full (including legal costs). You can also read our guide to learn how to get bonded in Maryland.
Find Your Surety Bond
| Maryland Automobile Insurance Fund Producer Bond | Maryland Automobile Insurance Fund | Annapolis | Apply |
| Maryland 3rd Party Administrator Bond | Maryland Department of Insurance | Baltimore | Apply |
| Maryland Baltimore Gas & Electric Utility Bond | Baltimore Gas & Electric | Baltimore | Apply |
| Maryland Beer (Non Resident or Resident Dealer Bond | State of Maryland | Annapolis | Apply |
| Maryland Boat Dealer Bond | Dept of Natural Resources, Licensing & Registration | Centreville | Apply |
| Maryland Broker / Aggregator Bond | Maryland Public Services Commission | Baltimore | Apply |
| Maryland Building Contractors and Carpenters Single Bond | City of Hagerstown | Hagerstown | Apply |
| Maryland Collection Agency Bond | Commissioner of Financial Regulation | Baltimore | Apply |
| Maryland Credit Hauling Bond | State Highway Administration | Baltimore | Apply |
| Maryland Debt Settlement Services Registration Bond | Commissioner of Financial Regulation | Baltimore | Apply |
| Maryland Direct Wine Shipper Bond | Comptroller of MD - Revenie Administration Div. | Annapolis | Apply |
| Maryland Door to Door Solicitor License Performance Bond | Prince George's County | Upper Marlboro | Apply |
| Maryland Driver Eduction Program Bond | Motor Vehicle Administration | Glen Burnie | Apply |
| Maryland Employement Agrency License Bond | Dept. of Labor, Licensing & Regulation | Baltimore | Apply |
| Maryland Employer's Wage, Expense, Welfare and Pension Fund Payment Bond | International Association Heat & Frost Insulators | Lanham | Apply |
| Maryland Financial Integrity Bond | Public Service Commission | Baltimore | Apply |
| Maryland Franchisor Bond | Securities Division | Baltimore | Apply |
| Maryland Global Express Money Orders Inc. Indemnity Bond | Gloabl Express Money Orders, INc. | Silver Spring | Apply |
| Maryland Guaranteed Payment Bond (Local 26 IBEW-NECA) | IBEW Local 26 | Lanham | Apply |
| Maryland Hauling Performance Bond | MD Motor Carrier Division | Hanover | Apply |
| Maryland Health Club Bond | Consumer Protection Division | Baltimore | Apply |
| Maryland Home Improvement Contractor Bond | Home Improvement Commission | Baltimore | Apply |
| Maryland Home Improvement Contractor's Bond | State of Maryland | Baltimore | Apply |
| Maryland IBEW Local 26 Wage Payment Bond | IBEW Local 26 | Lanham | Apply |
| Maryland IBEW-NECA Local 26 Guaranteed Payment Bond | Local 26 IBEW-NECA, Joint Trust | Lanham | Apply |
| Maryland Institution of Postsecondary Education Bond | MD Higher Education Commission | Annapolis | Apply |
| Maryland Insurance Administration Insurance Advisor Bond | MD Insurance Commissioner | Baltimore | Apply |
| Maryland Insurance Administrator Title Bond | Maryland Insurance Administration | Baltimore | Apply |
| Maryland Investment Advisor Bond | Securities Commissioner | Baltimore | Apply |
| Maryland Licensee Surety Bond Credit Service Business | Commissioner of Financial Regulation | Baltimore | Apply |
| Maryland Local Union No. 24 - Electrical Workers, AFL-CIO Bond | Local Union No. 24 Intl Brotherhood of Elec.Worker | Baltimore | Apply |
| Maryland Lottery/Lotto Bond | Maryland State Lottery Agency | Baltimore | Apply |
| Maryland Maryland Electrical Industry Funds Bond | Maryland Electrical Industry Funds | Rosedale | Apply |
| Maryland Montgomery County Performance Bond | Montgomery County Maryland Dept of Permitting Serv | Rockville | Apply |
| Maryland Mortgage Broker Bond | Financial Reglation Commissioner, Maryland Dept of Labor, Licensing, & Regulation | Baltimore | Apply |
| Maryland Mortgage Lender Bond | Commissioner of Financial Regulation | Baltimore | Apply |
| Maryland Motor Fuel Dealer, User, Seller Bond | Comptroller of Maryland | Annapolis | Apply |
| Maryland Motor Vehicle Manufacturer Bond | State of Maryland | Glen Burnie | Apply |
| Maryland Motor Vehicle Repair Facility License Bond | Prince George's County | Largo | Apply |
| Maryland Operating Engineers Joint Trust Funds, Local 77 Bond | Associated Administrators | Sparks Glencoe | Apply |
| Maryland Other Tobacco Products (OTP) Bond | Comptroller of Maryland | Annapolis | Apply |
| Maryland Payment of Employee Benefit Contributions and Wage Deductions Bond | MARYLAND PLUMBING & PIPEFITTING | Annapolis | Apply |
| Maryland Plumbers and Steamfitters Local 486 Joint Administration Bond | Plumbers and Steamfitters Local 486 Joint Funds Ad | Baltimore | Apply |
| Maryland Private Career School Bond | Maryland Higher Education Commission | Annapolis | Apply |
| Maryland Private Finger Printing Provider Bond | Department of Public Safety and Correctional Services | Baltimore | Apply |
| Maryland Professional Solicitors & Public Safety Solicitors Bond | State of Maryland | Annapolis | Apply |
| Maryland Schools (All) Bond | MD Higher Education Commission | Annapolis | Apply |
| Maryland Social Security Administration Representative Payee Bond | Social Security Administration | Baltimore | Apply |
| Maryland Special Medical Waste Haulers Certificate Bond | Land Management Administration | Baltimore | Apply |
| Maryland Storm Water Management Bond | City of Takoma Park | Takoma Park | Apply |
| Maryland Suppliers of Durable Medical Equipment, Prosthetics, Orthotics and Supplies Bond | Centers for Medicare & Medicaid Services | Columbia | Apply |
| Maryland Surety Bond for Professional Solicitors & Public Safety Solicitors | State of Maryland, Office of the Secretary of Stat | Annapolis | Apply |
| Maryland Surety Bond of Information Requestor Driver/Vehicle Records | MD Motor Vehicle Administration | Glen Burnie | Apply |
| Maryland Surplus Lines Bond | Maryland Insurance Administration | Baltimore | Apply |
| Maryland Title Service Agent Bond | Motor Vehicle Administration | Glen Burnie | Apply |
| Maryland Towing Service License Bond | Prince George's County, Maryland | Upper Marlboro | Apply |
| Maryland Vehicle or Trailer Dealer Bond | Motor Vehicle Administration | Glen Burnie | Apply |
| Maryland Voice - Data - Video National Agreement Bond | International Brotherhood of Electrical Workers | Bethesda | Apply |
| Maryland Wage and Welfare Funds Bond | United Association of Plumbers & | Annapolis | Apply |
| Maryland Wage Payment Bond (IBEW Local 26) | IBEW Local 26 | Lanham | Apply |
| Maryland Wholesale Distributor Bond | Maryland Board Of Pharmacy | Baltimore | Apply |
| Maryland Wholesale Distributor Surety Bond | Maryland Board of Pharmacy | Baltimore | Apply |
| Maryland Wine and Liquor Bond | Comptroller of MD - MATT Reg. Division A&T | Annapolis | Apply |
| Freight Broker Bond (BMC-84) | FMCSA | N/A | Apply |
| Auto Dealer Bond (motor vehicle dealer bond) | Varies | Varies | Apply |
| Contractor License Bond | Varies | Varies | Apply |
| Mechanics Lien Bond | Varies | Varies | Apply |
| Customs Bond | CBP | N/A | Apply |
| Health Club Bond | Varies | Varies | Apply |
| Medicare/Medicaid Bond (DMEPOS) | Varies | Varies | Apply |
| Insurance Broker Bond | Varies | Varies | Apply |
| Public Adjuster Bond | Varies | Varies | Apply |
| Surplus Lines Broker Bond | Varies | Varies | Apply |
| Title Agency Bond | Varies | Varies | Apply |
| Mortgage Broker Bond | Varies | Varies | Apply |
| Mortgage Lender Bond | Varies | Varies | Apply |
| Vehicle Title Bond (bonded title) | Varies | Varies | Apply |
| Reclamation Bond | Varies | Varies | Apply |
| Alcohol/Liquor Bond | Varies | Varies | Apply |
| Brewers Bond | Varies | Varies | Apply |
| CPEO Bond (Certified Professional Employer Organization) | IRS | N/A | Apply |
| Collection Agency Bond | Varies | Varies | Apply |
| Fuel Tax Bond | Varies | Varies | Apply |
| Funeral Bond | Varies | Varies | Apply |
| Immigration Consultant Bond | Varies | Varies | Apply |
| Lottery Bond | Varies | Varies | Apply |
| Marijuana Surety Bond | Varies | Varies | Apply |
| Private School Bond | Varies | Varies | Apply |
| Process Server Bond | Varies | Varies | Apply |
| Public Official Bond | Varies | Varies | Apply |
| Money Transmitter Bond | Varies | Varies | Apply |
| Sales Tax Bond | Varies | Varies | Apply |
| Small Loan Companies Bond | Varies | Varies | Apply |
| Telemarketing Bond | Varies | Varies | Apply |
| Tobacco Bond | Varies | Varies | Apply |
| ARC Bond | ARC | N/A | Apply |
| Travel Agency Bond | Varies | Varies | Apply |
| Union Bond | Varies | Varies | Apply |
| Utility Bond | Varies | Varies | Apply |
| Business Service Bond (Fidelity Bond) | N/A | N/A | Apply |
| Employee Dishonesty Bond (Fidelity Bond) | N/A | N/A | Apply |
| Janitorial & Cleaning Bond (Fidelity Bond) | N/A | N/A | Apply |
| Financial Institution Bond (Fidelity Bond) | N/A | N/A | Apply |
| ERISA Bond | Employee Retirement Income Security Act | N/A | Apply |
| Bid Bond (Contract Bond) | Varies | N/A | Apply |
| Performance Bond (Contract Bond) | Varies | N/A | Apply |
| Payment Bond (Contract Bond) | Varies | N/A | Apply |
| Supply Bond (Contract Bond) | Varies | N/A | Apply |
| Maintenance Bond (Warranty Bond) | Varies | N/A | Apply |
| Subdivision Bond | Varies | N/A | Apply |
| Bankruptcy Trustee Bond (Court Bond) | Court Requirement | N/A | Apply |
| Fiduciary Bond (Probate Bond) | Court Requirement | N/A | Apply |
| Guardian Bond (Court Bond) | Court Requirement | N/A | Apply |
| Injunction Bond (Court Bond) | Court Requirement | N/A | Apply |
| Receiver Bond (Court Bond) | Court Requirement | N/A | Apply |
| Supersedeas Bond (Appeal Bond) | Court Requirement | N/A | Apply |
| Replevin Bond (Court Bond) | Court Requirement | N/A | Apply |
Getting License and Permit Bonds
Maryland requires license and permit bonds in order to get and file licenses/permits for many different professions. You can find our full list of license and permit bonds required by using our bond requirement search tool.
Getting Contract Bonds for Public Jobs
Contract bonds such as bid bonds and performance bonds are needed to work on public construction jobs. However, these are usually required by cities or municipalities as opposed to the state. You can learn more about what’s needed to get bonds for public construction jobs.
Getting Court Bonds in Maryland
Court bonds aren’t needed as often as the bonds mentioned above, but can be required by the courts if you need to appeal a court decision, become a legal guardian of a minor or operate as a fiduciary of an estate.
What Do Maryland Surety Bonds Cost?
Surety bonds generally cost 1-15% of the required bond amount. Surety bond costs vary significantly depending on the bond amount that you need and your rate (which is the percentage of the full bond amount you must pay). You can get an instant estimate by using our bond premium calculator, or apply online to get a firm bond quote.
Can You Get a Surety Bond with Bad Credit?
It’s possible to get a surety bond with bad credit, but it will depend on the bond type you need and how severe your credit issues are. You can get approved for most license and permit bonds regardless of your credit situation. However, it’s harder to get approved for contract bonds with bad credit. You may be able to get approved for contract bonds with minor credit problems (you’ll likely be limited to smaller projects). Unfortunately, it’s almost impossible to get contract bonds with severe credit issues such as civil judgments or large collections. Remember, you’re responsible to pay bond claims, which makes finding a bond company that will defend you from claims priceless. You can also read the most frequently asked surety bond related questions.
Frequently Asked Questions
Apply, get approved online, submit the indemnity agreement, and pay for the bond online. Then we will ship the original bond to you using your preferred method of shipping.
Yes. We have exclusive programs that allow us to write these bonds, even if you have credit issues. You can apply and get a quote instantly.
Yes. Due to the large volume of bonds written, we provide the lowest rates possible. Apply on our website and receive an online approval instantly.
You need to contact the surety company's claims department and present proof that the claim is false.
No, many do not. You can view our full list of state bond requirements. It is also wise to contact your state directly to determine any requirements youm ust meet.