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Which Surety Bond in Kentucky Do You Need?
There are three types of surety bonds that can be required of you:
- License and permit bonds needed for many professions such as auto dealers and mortgage lenders to operate legally.
- Contractor bonds for public construction projects.
- Court bonds required by the courts for various purposes.
It’s important you understand how surety bonds work and that you're responsible to pay claims in full, which makes it important that you find a bond company that will defend you from claims.
Find Your Surety Bond
| Kentucky $100K Mortgage Loan Company Bond | Executive Director, Office of Financial Institutions | Frankfort | Apply |
| Kentucky $250K Mortgage Loan Company Bond | Executive Director, Office of Financial Institutions | Frankfort | Apply |
| Kentucky Appraisal Management Company Bond | Real Estate Appraisers Board | Richmond | Apply |
| Kentucky Blanket Agent Bond | State Board for Proprietary Education | Frankfort | Apply |
| Kentucky Boxing and Wrestling Authority Promoter Bond | Kentucky Boxing and Wrestling Commision | Frankfort | Apply |
| Kentucky Buying Club Bond | Office of the Attorney General, Division of Consumer Protection | Frankfort | Apply |
Getting License and Permit Bonds
Kentucky requires license and permit bonds in order to get and file licenses/permits for many different professions. You can find the full list of license and permit bonds required by using our bond requirement search tool.
Getting Construction Bonds for Jobs
Contract bonds such as bid bonds and performance bonds are needed to work on public construction projects. However, these are usually required by cities or municipalities as opposed to the state. You can learn more about what’s needed to get surety bonds for construction projects.
Getting Court Bonds
Court bonds aren’t needed as often as the bonds mentioned above, but can be required by the courts if you need to appeal a court decision, become a legal guardian of a minor or operate as a fiduciary of an estate.
What Do Kentucky Surety Bonds Cost?
Surety bonds generally cost 1-15% of the required bond amount. Costs vary significantly depending on the bond amount you need and your rate (which is the percentage of the full bond amount you must pay). You can get an instant estimate by using our bond premium calculator, or apply online to get a firm surety bond quote.
Can You Get Bonded with Bad Credit?
It’s possible to get surety bonds with bad credit, but it will depend on the bond type you need and how severe your credit issues are. You can get approved for most license and permit bonds with bad credit. However, it is more difficult to get contract bonds with credit issues. You can also read the most frequently asked surety bond related questions.
Frequently Asked Questions
Apply, get approved online, submit the indemnity agreement, and pay for the bond online. Then we will ship the original bond to you using your preferred method of shipping.
Yes. We have exclusive programs that allow us to write these bonds, even if you have credit issues. You can apply and get a quote instantly.
Yes. Due to the large volume of bonds written, we provide the lowest rates possible. Apply on our website and receive an online approval instantly.
You need to contact the surety company's claims department and present proof that the claim is false.
No, many do not. You can view our full list of state bond requirements. It is also wise to contact your state directly to determine any requirements youm ust meet.